Free Investment Calculators & Financial Tools

Free, professional-grade investment calculators designed for expats, investors, and anyone serious about financial planning. From a dollar cost averaging calculator to a WACC calculator, from a retirement calculator to a passive income calculator - get instant results for complex financial calculations, all in one portfolio app.

Why Choose Our Financial Tools?

01

Instant Results

Get immediate, accurate results from any investment calculator, compound interest, dividend calculator, dollar cost averaging calculator, and more, without complex spreadsheets.

02

Professional Grade

Built with financial industry standards: WACC calculator, option pricing calculator with Black-Scholes, present value calculator, and portfolio rebalancing, all professional grade.

03

Always Free

No hidden fees, no premium tiers. Every wealth tracker tool and investment calculator on this page is free for everyone.


More Investment Tools: ROI Calculator, Portfolio Management & Stock Research

Beyond the calculators above, serious investors typically need a broader toolkit depending on their focus. Real estate due diligence often leans on discounted cash flow analysis as a ROI calculator - comparing projected rental income and eventual sale proceeds against the current asking price. For stock research, screening for short-term solvency means checking the current ratio calculator (current assets ÷ current liabilities), while a risk reward calculator quantifies whether a trade's potential upside justifies its downside before you commit capital. Fund investors use a net asset value calculator to spot closed-end fund discounts; active equity traders keep a stock split calculator handy to adjust cost basis and share counts accurately after corporate actions.

Worthmap functions as a full portfolio manager for stocks, real estate, crypto, and other asset classes - consolidating your equity portfolio, property holdings, and digital assets into a single asset dashboard. Unlike an investment tracker spreadsheet or net worth calculator in Excel, it handles multi-currency conversion automatically and tracks changes over time. For investors who currently use a YNAB alternative for budgeting, Worthmap extends that concept to net worth: not just cash flow, but the complete picture of what you own and what you owe across every asset class and currency.

For equity research, Worthmap works one company at a time rather than filtering thousands. The Graham Number, margin of safety, PEG ratio and present value calculators each run the test a value investor would otherwise redo by hand, on figures you take from the accounts yourself, and each shows its working so you can see which input is carrying the answer. That is slower than a screener, and it is also the part of the job a screener cannot do for you. Tools like Senate Stock Watcher, which publishes Congressional trade disclosures, or a hedge fund tracker dashboard answer a different question: the focus here is long term fundamental research rather than following institutional flows.

For technically-oriented traders, a fibonacci retracement calculator or a day trading scanner answers a different question on a different time horizon, and Worthmap is neither: the focus here is long-term fundamental investing, and the free calculators above sit alongside any approach rather than replacing it. Crypto investors looking for a leverage calculator, an impermanent loss calculator for DeFi liquidity positions or an asset monitor for on-chain holdings will not find them here either. The multi-asset view that would hold traditional and digital holdings together belongs to the tracker that is still in development.

Ready to Take Control of Your Finances?

These calculators are free, and they stay free. When you want to follow your real money, the multi-currency net worth tracker is open: create a free account and see your assets, debts and net worth in one place. Its free plan is in beta, so you may meet the occasional error.

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Frequently Asked Questions

The Graham Number calculator applies Benjamin Graham's formula to determine the maximum price a defensive investor should pay for a stock. It combines earnings per share and book value per share into a single figure, helping you quickly assess whether a stock might be undervalued according to classic value investing principles.

Enter your holdings in different currencies, select your base currency, and the calculator shows your total portfolio value, percentage exposure to each currency, and simulates how currency movements would impact your wealth. It uses live exchange rates updated regularly from exchangerate-api.com.

Yes, all financial tools on this page are completely free with no registration required. They are designed to help investors conduct their own research and make more informed financial decisions.

We fetch live exchange rates from exchangerate-api.com, which aggregates data from central banks and financial institutions worldwide. Rates are updated regularly throughout the day. For critical financial decisions, we recommend cross-referencing with your bank or broker's rates.

These tools provide a solid analytical foundation for research purposes. However, they are educational tools and should not be considered as financial advice. Always conduct thorough due diligence and consult a qualified financial advisor before making investment decisions.

Worthmap's portfolio app includes dividend tracking and stock dividend calculator functionality as part of the full wealth tracker platform. On this page you can use the Graham Number calculator to evaluate whether a dividend-paying stock is fairly valued, and the present value calculator to discount future dividend streams. For dollar cost averaging into dividend stocks, our investment calculator growth guide explains how systematic investment plan contributions compound over time.

Our present value calculator handles NPV calculator scenarios by discounting future cash flows at your required rate of return, essential for any investment calculator compound interest analysis. For IRR calculator needs, you can use the present value calculator to iteratively find the discount rate that sets NPV to zero. The WACC calculator complements these by establishing the hurdle rate for capital budgeting decisions. Together these tools cover the core investment calculator return analysis that professional investors need for evaluating projects and comparing investment opportunities.

Yes, the Worthmap portfolio app functions as a systematic investment planner where you can track dollar cost averaging calculator strategies in real time. Our investment calculator growth article demonstrates how a systematic investment plan with consistent monthly contributions of $500 can grow from $10,000 to over $1,130,000 at 10% returns over 30 years. Use the present value calculator on this page to model your investment calculator return scenarios, and the debt snowball calculator to free up capital for your systematic investment plan. Whether your goal is investment calculator retirement planning or building long-term wealth, these tools work together as a complete investment calculator stocks toolkit.

Worthmap has no scanner and screens nothing for you. What it has is the arithmetic, one company at a time and free. The EBITDA calculator strips interest, tax and the non cash charges back out of operating profit; the enterprise value calculator adds debt and removes cash so you are comparing the whole business rather than the equity alone; and the current ratio calculator checks whether short term assets cover short term bills. The Graham Number calculator folds earnings and book value into a single ceiling figure, and the WACC calculator gives you the discount rate the present value and DCF calculators then ask for.

Worthmap's wealth tracker and portfolio app are built for long-term financial planning including FIRE (Financial Independence, Retire Early) strategies. Our present value calculator helps you answer 'how long will my money last' by modelling withdrawal scenarios at different return rates. For coast FIRE calculator and barista FIRE calculator projections, combine the present value calculator with our investment calculator growth analysis to determine exactly how much you need invested today for your portfolio to coast to your retirement target. Additionally, a yield to maturity calculator and tax equivalent yield calculator approach can be modelled using the present value calculator for bond-heavy retirement portfolios. The forex profit calculator functionality is built into our currency exposure and FX impact tools for international retirees managing a currency dashboard across multiple countries.